BBS水木清华站∶精华区

发信人: hrao (阿福@米国), 信区: AdvancedEdu
标  题: Re: 中国人如何在米国开Bank acount

关于开银行帐户众说分分
这也难面，米国银行多多，而且个个银行的条例不同
有些银行不给不在米国的人开有些又可以
总之最保显且可行的方法是开 Joint account
即两人合伙开
我以经这么开了，问过他们，没有问题
注意事项：
1。银行的选择：
选小银行，大银行不缺钱，不想麻繁因而可能不给你开
选地区银行一般就行了，而且励戏高，这也是米国银行多的原因
美个银行例率不同，大银行服务项目多，因而例率低
2。先让你的朋有开一个帐户再转为Joint account
需要：2 ID with ur photos on it and in legible words.(maybe english they mean)
then send the form back to u for signature
after u sdnt it back, ur friend can transfer it to joint account. Then u can
draw ur own checks and have ur check/savings/CD account in USA!
Below is my understanfing os US account kinds:
Note:check means 现金
savings means 活期存款, u have inrest
CD定期 5-6% per year
usually check account has no intestr unless u have a large amount in ur checking acount anbd
then u can shoose the interest kind checking account.
but only 1-1.5% per year
savings is also 2-3%
CD is about 5-6% per year

【在 grammy (Galant) 的大作中提到: 】
∶ 标  题: Re: 中国人如何在米国开Bank acount
∶ 发信站: BBS 水木清华站 (Fri Oct 10 12:08:37 1997)
∶
∶
∶ I still feel it is impossible, but if you have a friend , let him ask
∶ this for you . Of course, I do not think you have a US driver's liscence .
∶ You can not send your passport to US, right? Oh, as I remember, when i
∶ came here last year, before I got my formal SSN, I could open a saving's
∶ account here with my temporary "Number" and passport and I-20, but notice
∶ I could not have a checking account though, the teller told me so... I think
∶ that is why someone said he knew a guy who 担保 for himself in China by
∶ depositing some money in US, but notice you can do that if you have
∶ a saving account, I believe you can not get checking account though.
∶
∶ But it does not hurt let your friend ask it for you.
∶
∶
∶
∶ 【在 vica (迷糊) 的大作中提到: 】
∶ : 如何让朋友在米国开bank acount? 这样申请时会方便吧？另外如有护照，但人在中国，
∶ : 是不是可以直接开？
∶
∶
∶ --
※ 修改:·hrao 於 Oct 10 22:40:55 修改本文·[FROM: child-13813.stu]
※ 修改:·hrao 於 Oct 10 22:42:23 修改本文·[FROM: child-13813.stu]
※ 修改:·hrao 於 Oct 10 22:45:34 修改本文·[FROM: child-13813.stu]
∶ ※ 来源:·BBS 水木清华站 bbs.net.tsinghua.edu.cn·[FROM: lr1-m6.ppp.temp]

--
我是一只小白兔,吃了灵丹就能飞了!
我说的话是胡说八道作不得数!

H   H  A  H   H  A
HHHHH AAA HHHHH AAA
H   HA   AH   HA   A

※ 修改:·hrao 於 Oct 10 22:40:55 修改本文·[FROM: child-13813.stu]
※ 修改:·hrao 於 Oct 10 22:42:23 修改本文·[FROM: child-13813.stu]
※ 修改:·hrao 於 Oct 10 22:45:34 修改本文·[FROM: child-13813.stu]
※ 来源:·BBS 水木清华站 bbs.net.tsinghua.edu.cn·[FROM: child-13813.stu]